1. Agreement
These Terms govern access to Violetly operated by Yarego Brozek (“we”, “us”). By creating an account or using the Service, you agree to these Terms and the Privacy Policy.
2. The Service
Violetly is a personal finance operating system: tracking, planning, investments views, free calculators, and an AI assistant. Features may change. Beta or early-access features may be incomplete.
3. Accounts
- You must provide a valid email and keep access to it secure.
- You are responsible for activity under your account.
- Magic-link sign-in is personal — do not share links.
- One person per account unless we expressly allow otherwise.
4. Acceptable use
You agree not to:
- misuse the Service, probe or disrupt infrastructure, or bypass rate limits
- upload unlawful content or others’ personal data without a basis
- use the AI assistant for unlawful advice schemes, malware, or attempts to extract system secrets
- reverse engineer the Service except where mandatory law allows
- resell or provide the Service as a bureau without our written consent
5. Not financial advice
Violetly provides software tools and informational assistance. It is not investment, tax, legal, or financial advice. Market data (including via Alpha Vantage) may be delayed, incomplete, or wrong. You remain solely responsible for financial decisions.
6. AI assistant
The assistant may hallucinate or mis-state figures. Always verify important outputs against your own records. Do not submit secrets you are not allowed to process (e.g. third-party confidential data).
7. Intellectual property
We own the Service, branding, and software. You retain ownership of data you enter. You grant us a limited license to host and process that data solely to provide the Service.
8. Availability and changes
We aim for high availability but do not guarantee uninterrupted service. We may modify or discontinue features with reasonable notice when practicable.
9. Disclaimers and liability
To the maximum extent permitted by German law:
- The Service is provided “as is”.
- We are not liable for indirect or consequential damages arising from finance decisions or third-party market data.
- Mandatory liability for intent, gross negligence, injury to life/body/health, or Product Liability Act remains unaffected.
- For slight negligence, we are liable only for breach of essential contractual duties (Kardinalpflichten), limited to typical foreseeable damage.
10. Termination
You may delete your account at any time in Settings. We may suspend or terminate accounts that violate these Terms or create security/legal risk.
11. Governing law
These Terms are governed by the laws of the Federal Republic of Germany, excluding conflict-of-law rules. Mandatory consumer protections in your country of residence remain unaffected. Exclusive venue for merchants is [City, Germany]; consumers may also sue in their place of residence where required by law.
12. Contact
brozek.yarego@gmail.com
Yarego Brozek, Wiener Straße 11
10999 Berlin
Germany